Simple Instant 0% 12 or 6 Month Interest-Free Credit with NO Deposit Required

If you're looking for a cooker, dishwasher, washing machine, tumble dryer or other appliance on finance, we offer that option. Choose from 12 or 6 months 0% APR interest-free credit with no deposit required. We use V12 finance, one of the UK's leading credit companies. Applying using the online credit process couldn't be easier, and you will receive a quick decision at the end of your application.

How to Purchase 0% Interest-Free Credit Using the Automated Online Service

It couldn't be easier, simply add appliance(s) totalling £250 or more to your basket and you are now eligible to apply for 12 or 6 months interest-free credit at 0% finance. Now proceed to the checkout and fill out your details, when you get the ‘Payment Information’ section select the 'Finance' payment option and 12 or 6-month finance option. Continue through the checkout procedure where you will need to complete the simple online V12 credit form. Finally, on completion, you will receive an online decision.

 Step 1 0% Interest Free Credit  12 Months Interest Free Credit 0% Finance Interest Free Credit  

Typical Interest-Free Credit Example

0% 12 Months Interest-Free Finance

This is a £369.00 loan with an interest rate of 0.00% per annum; your monthly repayments will be £30.75 for 12 months. The total amount payable is £369.00. The cost for credit (interest and charges) is £0.00. APR 0.00% representative.

APR 0.00%
Installment Amount £30.75/month
Repayment Term 12 months
Total Interest Charged £0.00
Deposit Amount £0.00

Need Help with Your Application?

If you are having problems processing your application then call us on 01162 789 741, where one of our phone operators will able to process your application for you.

Who is V12 Finance and Who Regulates Them?

V12 Retail Finance is owned by Secure Trust Bank PLC. Registered in England and Wales 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.